中國(guo)(guo)保監會(hui)日前介紹，“交(jiao)(jiao)強(qiang)險財(cai)產損失互(hu)碰自(zi)賠(pei)處理(li)機(ji)制”自(zi)２月(yue)(yue)１日起(qi)將在全(quan)國(guo)(guo)范圍正式(shi)實施，屆時(shi)它將與去(qu)年(nian)２月(yue)(yue)推出的(de)“交(jiao)(jiao)強(qiang)險財(cai)產損失無(wu)責賠(pei)付簡(jian)化(hua)處理(li)機(ji)制”、“交(jiao)(jiao)強(qiang)險重大人傷事(shi)故(gu)提(ti)前結案處理(li)機(ji)制”一同構成覆蓋全(quan)國(guo)(guo)的(de)交(jiao)(jiao)強(qiang)險財(cai)產損失及人身傷亡快(kuai)速(su)理(li)賠(pei)的(de)體系。

據介紹，“交(jiao)強險(xian)財產(chan)損(sun)失互(hu)碰自賠(pei)(pei)處理機制”是建(jian)立(li)在(zai)(zai)交(jiao)通事故快速(su)處理基礎上的一種快速(su)理賠(pei)(pei)方(fang)式。“互(hu)碰自賠(pei)(pei)”簡單(dan)說(shuo)就是在(zai)(zai)交(jiao)強險(xian)財產(chan)損(sun)失賠(pei)(pei)償(chang)限額（２０００元）以內，兩車(che)或多(duo)車(che)之(zhi)間發生不涉(she)及(ji)人傷的交(jiao)通事故，一定(ding)條件下，各事故方(fang)可直接到本方(fang)保(bao)(bao)險(xian)公(gong)司(si)辦理索賠(pei)(pei)手續，無須事故各方(fang)往(wang)來多(duo)家保(bao)(bao)險(xian)公(gong)司(si)奔波。

去年(nian)９月，保(bao)(bao)監會下發(fa)通(tong)知，要求中(zhong)國保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)協(xie)(xie)會組織各保(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)進一步(bu)(bu)統一、規范(fan)各公(gong)司(si)交(jiao)(jiao)強險(xian)(xian)(xian)(xian)理(li)(li)賠(pei)服(fu)務(wu)行(xing)業(ye)標(biao)準(zhun)，實施交(jiao)(jiao)強險(xian)(xian)(xian)(xian)財產損失“互碰自賠(pei)”機制。保(bao)(bao)監會表示，將(jiang)(jiang)繼(ji)續從(cong)維護廣大被保(bao)(bao)險(xian)(xian)(xian)(xian)人和交(jiao)(jiao)通(tong)事故受害人合法權益的(de)角(jiao)度(du)出發(fa)，指(zhi)導(dao)(dao)保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)進一步(bu)(bu)改進交(jiao)(jiao)強險(xian)(xian)(xian)(xian)理(li)(li)賠(pei)服(fu)務(wu)，更(geng)好地發(fa)揮交(jiao)(jiao)強險(xian)(xian)(xian)(xian)的(de)保(bao)(bao)障功能。下一步(bu)(bu)，保(bao)(bao)監會將(jiang)(jiang)指(zhi)導(dao)(dao)中(zhong)國保(bao)(bao)險(xian)(xian)(xian)(xian)行(xing)業(ye)協(xie)(xie)會組織各保(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)盡(jin)快(kuai)研究實施交(jiao)(jiao)強險(xian)(xian)(xian)(xian)理(li)(li)賠(pei)單證標(biao)準(zhun)化，規范(fan)并(bing)統一交(jiao)(jiao)強險(xian)(xian)(xian)(xian)理(li)(li)賠(pei)單證要求，從(cong)而(er)進一步(bu)(bu)簡化理(li)(li)賠(pei)手續。

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